Access each class this week by going here: www.joshuasclass.com
Password required to enter the virtual classroom: 12345
Attend any of Joshua’s classes and get a free copy of the Amazon Bestseller “How Money Works” mailed to you.
Click the flyer below to request the book.
Transamerica
About our Presenter
Joshua E. Hernandez
CFEd – Certified Financial Educator
Dedicated Financial Advisor to the Anser Advisory 401(k) Plan
Investment Advisor Representative at Transamerica Financial Advisors, Inc
Joshua E. Hernandez is an Investment Advisor Representative with Transamerica Financial Advisors, Inc. He has been a licensed financial professional for 15 years, with an office based in California where he leads a team of advisors that support clients throughout the country.
Mr. Hernandez has dedicated a good part of his career to helping participants in 401(k) plans have a better, overall retirement planning experience by providing access to a licensed professional who can help them merge their 401(k) investment goals with their retirement planning goals.
Joshua understands the features of the Anser Advisory 401(k) plan and is authorized to speak with employees about their 401(k) account, their investment goals and offer guidance.
- He has created a 401(k) resource page for Anser Advisory employees at aa401k.com
- You can learn more about him at www.joshuaehernandez.com or email him at Joshua.hernandez@tfaconnect.com
- Employees can schedule a call with him at 401keducation.net
Website: 401keducation.net
On Demand Session
Password required to watch video: 12345
On Demand – Getting to know the Anser Advisory 401(k) Plan
Get to know the specific benefits of participating in the Anser Advisory 401(k) plan.
In the class you will learn:
- The difference between investing in an IRA vs a 401(k)
- Tax advantages of a PreTax and a ROTH 401(k) account
- The investment options in the Anser Advisory 401(k) plan
- The matching options in the 401(k) plan
- The auto enrollment and auto increase feature of the plan
- The Vesting schedule
- The loan options you have
- The investment and retirement planning support you have access to
Duration 45-60 Minutes
Host: Joshua E. Hernandez of Transamerica Financial Advisors, Inc
Session Resources
Anser Advisory 401K Flyer
Financial Wellness Resources
On Demand Session
Password required to watch video: 12345
On Demand – Holistic Retirement Planning and an Introduction to “The 7 Money Milestones”
A 401(k) plan is not the only tool you have to reach long term investment and retirement goals. Increase your “Financial I.Q.” and get to know other areas that may be important to consider.
In the class you will learn:
- Basic ideas that can help increase your “Financial I.Q” and help you make more informed financial decisions
- An understanding of compound interest and the Rule of 72
- Tax Advantaged Investment Accounts
- What other areas you should be considering implementing a Holistic Retirement Plan
- Learn about the “7 Money Milestones” and how to implement them into your financial plan
- Debt Management
- Budgeting
- Estate Planning
- Insurance Planning
- Tax Advantages
Duration 60 Minutes
Host: Joshua Hernandez – CFEd – Certified Financial Educator
Session Resources
Holistic Planning and Retirement Flyer
Financial Wellness Resources
Live Session
Live – Getting to know the ADP 401(k) website
When: Oct 19th
Time: 3-4:00 PM
ADP is your 401(k) Provider. Most participants know they can access their 401(k) account at www.mykplan.com but do you know how to navigate through the website?
Oscar Meza is a representative at ADP 401(k) and will be joining Joshua Hernandez to provide a visual walk through of the website and the features you have access to.
In the class you will learn how to:
- Access the website through mykplan.com and through your “WorkForce” site
- Make investment changes
- Make contributions changes
- Access performance reports and quarterly statements
- Review investment options
- Request a loan
- Update Beneficiary information
- Use the Retirement Income Tool
Duration 30-45 Minutes
Hosts: Joshua Hernandez of Transamerica Financial Advisors, Inc and Oscar Meza of ADP 401(k)
Session Resources
ADP 401K Website Review
Financial Wellness Resources
Live Session
Live – Open Discussion – 401(k) and Retirement Planning Q&A Session
When: Oct 22nd
Time: 12-1:00 PM
Open forum and discussion for anyone that has general questions about the Anser Advisory 401(k) plan and anything else related to retirement plan. Come and go as you please.
Q&A can revolve around the following topics:
- General investment related questions
- Features available in the 401(k) plan
- Debt management
- Budgeting
- Estate Planning Education
- Insurance Planning
- Company benefits
Be aware that this is an open forum and you should not discuss anything that you would consider to be private or confidential. If you would like to have a private conversation with a retirement counselor, you can schedule time for a complimentary consultation with Joshua Hernandez at www.401keducation.net or email Joshua.hernandez@tfaconnect.com
Duration 45 Minutes
Host: Joshua E. Hernandez of Transamerica Financial Advisors, Inc
Session Resources
Open Q & A Session Flyer
Financial Wellness Resources